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How to Calculate Injury Compensation Claims Compensation claims for injuries require lots of paperwork. The medical billing staff and employer HR personnel sometimes file the required documents on an injured worker's behalf. Personal injuries are caused by real financial losses, and usually involve costs that can be easily quantified. There are certain expenses that cannot be printed on a bill. Damages Victims of personal injury accidents can receive a variety damages. There are three kinds of damages: compensatory, punitive and the exemplary. It is crucial to understand what each type of damage means so that you can determine how much you are due in your case. Compensation damages are awarded to victims to cover their expenses and financial losses due to an injury or accident. Medical costs and lost wages are usually the two biggest expenses incurred by victims of injuries. Keeping detailed records and receipts is crucial for an effective claim to pay the costs. It is also possible to get compensation for future damages or for special damages. This is a form of compensation intended to put the victim in the same situation they would have been if their accident/injury had not occurred. Special damages include future medical care as well as lost wages and the cost to live with disabilities. Lastly, it is also possible to obtain emotional distress damages. Damages for emotional distress are a way to compensate for the mental pain a victim suffers due to their injuries. This could include anxiety, fear, and post-traumatic disorder. Medical bills When you suffer an accident and incur medical bills and treatment, it is essential that these expenses are paid. In most instances the judgment or settlement awarded in an injury lawsuit will pay for these expenses. The state law and type of accident will determine the manner in which this is handled. For example, if you suffered an injury at work and you have an injury claim for workers' compensation the insurance company of your employer will cover all of your medical treatment and you will not be required to pay any bills or deductibles. Additionally your employer will usually pay for your transportation costs to and from doctor's appointments. Medical bills are an objective evidence of your financial loss and a jury can easily see the impact of an injury compensation award on the cost of these expenses. However, other kinds of damages are more difficult to quantify and it may be more challenging to put a monetary value on intangible costs such as suffering and pain. The manner in which the amount of these damages is determined can differ significantly between states. For instance, the amount of the medical damages you receive will typically be determined by the ability of your attorney to negotiate with insurance companies. If you were injured in an accident that wasn't your fault, it's important to consult an attorney for personal injury to safeguard your rights. Your attorney will review all of your medical documents and bills to determine the extent of your injuries. They may also request an expert witness in the event of a need. This will help you get the most compensation that you can for your injury. This will allow you to return to your normal activities as soon as possible. Suffering and pain Pain and suffering is a type of non-economic loss that is more difficult to put a dollar value on than other damages, such as medical bills and lost wages. Special damages are simpler for lawyers to calculate, because they can be substantiated by receipts and estimates of future medical expenses as well as current and past wages. But the amount of suffering and pain that a victim endures after an injury isn't easily quantified. This is because suffering and pain can be subjective, meaning everyone's experience with an injury is different. When deciding on the amount of compensation that a jury should decide to award for pain and suffering they will consider: The severity of the injury. This includes the physical pain that comes from an accident and emotional trauma. It also includes the loss of enjoyment in life if the injury has made it impossible to participate in work, hobbies or other activities you enjoyed prior to your injury. The injuries that cause disfigurement like permanent scarring, are filed under this category too. The disfigurement may also cause emotional distress. It is essential to choose an experienced lawyer when filing an application for compensation. A competent lawyer can assist you in explaining the extent of your injuries and how they have affected your life for the jury. You can use images of your injuries to help convey the severity of your injuries. Recording your losses as accurately as possible will help you maximize the compensation that is available to you in your case. Your attorney will help you prepare the best documentation possible and ensure that all losses are included in the settlement. Lost wages A person injured in an accident can lose income due to missed work in addition to large medical expenses. Fortunately, these lost wages can be recouped by the injured party when they file a claim. To determine the amount of lost wages, one must first establish the types of wages he or she has been receiving. This includes regular salary, overtime pay, bonuses, commissions, tips and vacation days, self-employment earnings and other benefits or perks that they typically receive but were unable to earn since their accident. If someone is paid on an hourly basis, the calculation is fairly simple. Multiplying their hourly wage by the number of hours they've lost is all it takes. This information may be available from their HR manager or supervisor. If they are unsure the answer, an attorney can assist them obtain a letter from their employer on letterhead of their company or stationery that lists their name, their position, their hourly rate, and the number of working hours/days they been unable to work due to injury. This can be more complicated in the event that the accident has left the victim permanently injured. In these cases it can be difficult to prove future loss of income. For example, it can be challenging to prove that an individual would have received a performance-based bonus or pay raise in the future, had they not been injured. In these situations, expert testimony may be required to prove this loss of earning capacity. An experienced lawyer with you can ensure that you receive the complete compensation for your injuries. They can ensure that you are compensated for all your damages by filing the correct paperwork. They can help you obtain the documents that will support your claim such as hospital receipts and medical records. They can also help you prepare a wage verification form with your employer, should you need to. Loss of enjoyment from life Loss of enjoyment of life damages are regarded as non-economic damages. They compensate a victim for the psychological and emotional harm caused by the accident. These damages are usually granted when the accident has impacted the person's life and they are unable to anymore engage in the activities they used take pleasure in. It may be difficult to assess the impact of not being able to enjoy the hobbies, sports and other leisure activities you enjoyed prior to your accident. However, the fact is that many of these activities are essential for a person's health and they can dramatically affect your quality of life. To be able to claim compensation for the loss of enjoyment from your life, you have to provide evidence of how much enjoyment you received from the activity before the accident and show how the injury has changed this aspect of your life. This evidence can be gathered and organized by an attorney for personal injury. This may include testimonies from friends and family as well as medical and professional reports. This kind of compensation is often related to physical injuries, and a decrease in the enjoyment of family and social activities. It is also a way to pay for mental distress and disfigurement. This could be due to scarring, amputations and mangled parts of the body that make you appear different. These kinds of damages are based on the degree to which you've been impacted by your injuries. www.youtube.com may include the loss of quality of life, diminished life expectancy, ill health, and inconvenience. Contact an Memphis personal injuries attorney to discuss your case. You could be entitled to compensation for the loss of enjoyment of your life.